Year Champion Coach Score Runner-Up Site 2020 Sam Houston K.C. Keeler 23-21 South Dakota State Frisco, Texas 2019 North Dakota State Matt Entz 28-20 James Madison Frisco, Texas 2018 North Dakota State Chris Klieman 38-24 Eastern Washington Frisco, Texas 2017 North Dakota State Chris Klieman 17-13 James Madison Frisco, Texas 2016 James Madison Mike Houston 28-14 Youngstown State Frisco, Texas 2015 North Dakota State Chris Klieman 37-10 Jacksonville State Frisco, Texas 2014 North Dakota State Chris Klieman 29-27 Illinois State Frisco, Texas 2013 North Dakota State Craig Bohl 35-7 Towson Frisco, Texas 2012 North Dakota State Craig Bohl 39-13 Sam Houston State Frisco, Texas 2011 North Dakota State Craig Bohl 17-6 Sam Houston State Frisco, Texas 2010 Eastern Washington Beau Baldwin 20-19 Delaware Frisco, Texas 2009 Villanova Andy Talley 23-21 Montana Chattanooga, Tenn. 2008 Richmond Mike London 24-7 Montana Chattanooga, Tenn. 2007 Appalachian State Jerry Moore 49-21 Delaware Chattanooga, Tenn. 2006 Appalachian State Jerry Moore 28-17 Massachusetts Chattanooga, Tenn. 2005 Appalachian State Jerry Moore 21-16 UNI Chattanooga, Tenn. 2004 James Madison Mickey Matthews 31-21 Montana Chattanooga, Tenn. 2003 Delaware K.C. Keeler 40-0 Colgate Chattanooga, Tenn. 2002 Western Kentucky Jack Harbaugh 34-14 McNeese State Chattanooga, Tenn. 2001 Montana Joe Glenn 13-6 Furman Chattanooga, Tenn. 2000 Georgia Southern Paul Johnson 27-25 Montana Chattanooga, Tenn. 1999 Georgia Southern Paul Johnson 59-24 Youngstown State Chattanooga, Tenn. 1998 Massachusetts Mark Whipple 55-43 Georgia Southern Chattanooga, Tenn. 1997 Youngstown State Jim Tressel 10-9 McNeese State Chattanooga, Tenn. 1996 Marshall Bob Pruett 49-29 Montana Huntington, W.Va. 1995 Montana Don Read 22-20 Marshall Huntington, W.Va. 1994 Youngstown State Jim Tressel 28-14 Boise State Huntington, W.Va. 1993 Youngstown State Jim Tressel 17-5 Marshall Huntington, W.Va. 1992 Marshall Jim Donnan 31-28 Youngstown State Huntington, W.Va. 1991 Youngstown State Jim Tressel 25-17 Marshall Statesboro, Ga. 1990 Georgia Southern Tim Stowers 36-13 Nevada Statesboro, Ga. 1989 Georgia Southern Erk Russell 37-34 Stephen F. Austin * Statesboro, Ga. 1988 Furman Jimmy Satterfield 17-12 Georgia Southern Pocatello, Idaho 1987 Louisiana-Monroe Pat Collins 43-42 Marshall Pocatello, Idaho 1986 Georgia Southern Erk Russell 48-21 Arkansas State Tacoma, Wash. 1985 Georgia Southern Erk Russell 44-42 Furman Tacoma, Wash. 1984 Montana State Dave Arnold 19-6 Louisiana Tech Charleston, S.C. 1983 Southern Illinois Rey Dempsey 43-7 Western Carolina Charleston, S.C. 1982 Eastern Kentucky Roy Kidd 17-14 Delaware Wichita Falls, Texas 1981 Idaho State Dave Kragthorpe 34-23 Eastern Kentucky Wichita Falls, Texas 1980 Boise State Jim Criner 31-29 Eastern Kentucky Sacramento, Calif. 1979 Eastern Kentucky Roy Kidd 30-7 Lehigh Orlando, Fla. 1978 Florida A&M Ruby Hubbard 35-28 Massachusetts Wichita Falls, Texas * -- Stephen F. Austin's participation in 1989 championship vacated.